Losing a major client is one of the sharpest shocks a small business can face. I’ve guided many owners through this exact moment, and the first 60 days are critical: act too slowly and you risk cashflow strain that affects payroll, supplier...
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I rely on accounting software every day to keep tabs on cashflow, and one thing I see time and again is that the earlier you spot slow payers, the easier (and cheaper) it is to fix the problem. QuickBooks is a common choice, but the principles below...
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Running a small business means living with a certain amount of uncertainty — seasonal demand, late-paying customers, sudden repairs, or an unexpected tax bill can all knock your cashflow off balance. I always recommend building an emergency cash...
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Running a café means cash moves fast — cups of coffee, sandwiches, stock deliveries and wages all need to be tracked closely. I often recommend a simple, free spreadsheet as the first line of defence for weekly cashflow management. It’s...
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Summer can be a double-edged sword for small businesses. While tourists swell footfall for some, others — particularly B2B service providers and seasonal retailers — see revenue thin out. Over the years I’ve helped clients survive (and...
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