Quinnaccountants Co / Cashflow Management
When a major client accounts for a significant slice of your revenue, asking to change payment terms feels risky. I’ve been there: sleepless nights wondering whether asking for faster payments or staged milestones will offend the client or push...
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Seasonal retail is a rollercoaster — busy weeks that feel like gravy, followed by quiet periods where you wonder how you’ll cover rent. I’ve helped many small shops and online retailers smooth those swings and the most practical tool I use is...
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I remember the knot in my stomach the first time a major client missed a payment. It wasn’t just the money — it was the ripple: payroll, supplier invoices, rent, and plans suddenly felt fragile. Over the years I’ve helped many small businesses...
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I’m going to walk you through a practical, no-nonsense 30-day cashflow rescue plan for a sudden 30% drop in sales. I’ve helped a lot of small businesses through short-term shocks, and the steps below are the ones I use first: immediate triage,...
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I often get asked by small business owners how to prepare for a sudden short-term shock—like losing a major client or a seasonal slump lasting a few months. One of the most practical exercises I use with clients is a cashflow stress test for a...
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Losing a major client is one of the sharpest shocks a small business can face. I’ve guided many owners through this exact moment, and the first 60 days are critical: act too slowly and you risk cashflow strain that affects payroll, supplier...
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I rely on accounting software every day to keep tabs on cashflow, and one thing I see time and again is that the earlier you spot slow payers, the easier (and cheaper) it is to fix the problem. QuickBooks is a common choice, but the principles below...
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Running a small business means living with a certain amount of uncertainty — seasonal demand, late-paying customers, sudden repairs, or an unexpected tax bill can all knock your cashflow off balance. I always recommend building an emergency cash...
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Running a café means cash moves fast — cups of coffee, sandwiches, stock deliveries and wages all need to be tracked closely. I often recommend a simple, free spreadsheet as the first line of defence for weekly cashflow management. It’s...
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Summer can be a double-edged sword for small businesses. While tourists swell footfall for some, others — particularly B2B service providers and seasonal retailers — see revenue thin out. Over the years I’ve helped clients survive (and...
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