Quinnaccountants Co / Cashflow Management
I’m going to walk you through how I build a practical 13-week rolling cashflow model that helps you time seasonal stock purchases and avoid emergency borrowing. I use variations of this with my small retail and hospitality clients because it’s...
Read more... →
I’ve run credit control for dozens of small clients and advised even more on how to get paid without damaging relationships. Over the years I’ve found that a simple, predictable, weekly script — used consistently by you or your...
Read more... →
I woke up one morning to a message from my client: "We just had to write off a large chunk of our seasonal stock after water damage — our bank balance looks awful and we can't borrow. Can we rebuild cashflow in 30 days?" I get that panic. I’ve...
Read more... →
Renegotiating payment terms with a major client can feel like walking a tightrope: you need to protect your cashflow without damaging a relationship you’ve built. I’ve done this several times for clients and for my own practice, and I find the...
Read more... →
When a major client accounts for a significant slice of your revenue, asking to change payment terms feels risky. I’ve been there: sleepless nights wondering whether asking for faster payments or staged milestones will offend the client or push...
Read more... →
Seasonal retail is a rollercoaster — busy weeks that feel like gravy, followed by quiet periods where you wonder how you’ll cover rent. I’ve helped many small shops and online retailers smooth those swings and the most practical tool I use is...
Read more... →
I remember the knot in my stomach the first time a major client missed a payment. It wasn’t just the money — it was the ripple: payroll, supplier invoices, rent, and plans suddenly felt fragile. Over the years I’ve helped many small businesses...
Read more... →
I’m going to walk you through a practical, no-nonsense 30-day cashflow rescue plan for a sudden 30% drop in sales. I’ve helped a lot of small businesses through short-term shocks, and the steps below are the ones I use first: immediate triage,...
Read more... →
I often get asked by small business owners how to prepare for a sudden short-term shock—like losing a major client or a seasonal slump lasting a few months. One of the most practical exercises I use with clients is a cashflow stress test for a...
Read more... →
Losing a major client is one of the sharpest shocks a small business can face. I’ve guided many owners through this exact moment, and the first 60 days are critical: act too slowly and you risk cashflow strain that affects payroll, supplier...
Read more... →